AND FINER DETAILS
EXPERTISE FOR THE BIG PICTURE
My Financial Bridge illustrates the common themes we experience over the course of a life…we finish school, get married, start a family, build a career, put kids through college, invest our life-savings, manage a retirement income, guard against chronic health-care costs and contemplate the legacy we may one day leave behind.
Regardless of how far across your Bridge you’ve traveled, we find there is always value in evaluating what you’ve done to measure how well you’re prepared for what lies ahead. My Financial Bridge helps you to chronologically organize what we call Primary Planning Elements into a Lifetime Financial Bridge Strategy Plan.
Am I saving enough, will my money last, am I choosing investments wisely?
What our clients discover is that when we gather information and ask questions, there’s a lot more under the surface that drives you and much of that can change over time. In other words, financial planning isn’t calculating numbers and adding up all the dollar signs in a snapshot of time. Planning is about understanding what matters most today while preparing for the life of the future person you will become.
Purpose has always been the core of the advice-driven process at Gute Financial Services. More wealth isn’t the goal–the lifestyle, values and independence your wealth provides you is. Understanding that fundamental difference helps us to be focused and clear in designing personal strategies for you to guide you across your financial bridge with confidence.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Potential New Clients
My Financial Bridge Snapshot
- Document Checklist
- Secure Document Vault
- Primary Planning Elements
- My Financial Bridge Alignment
- Clarity Meeting
- Plan Forecast – Probability of Success
- Asset Allocation
- Plan Summary & Recommendations
Advisory Services for
Fee-Based Clients*
My Financial Bridge Strategy Plan
- All the Elements of MFB Snapshot
- Strategy Execution and Plan Reviews
- Portfolio and Asset Management
- Income Tax Analysis
- Roth Conversion Calculations
- Pre-RMD IRA Strategies
- Social Security Timing
- Asset Location
- Tax / Loss Harvesting
- Estate Plan Analysis
- Estate Plan Education
- Asset – Document Alignment
*In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2 as well as the client agreement*.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.