by Gute Financial | Aug 25, 2022 | Financial & Estate Planning, Retirement Planning
Many couples don’t agree on when, where or how they’re going to spend their golden years. When Fidelity Investments asked couples how much they thought they’d need to save for retirement to maintain their current lifestyle, 49% said they had “no idea.” Over half the...
by Gute Financial | Aug 8, 2022 | Financial & Estate Planning, News
Wishful thinking, political gain, hidden agenda, strategic endorsements – there many reasons why stories are written and data is interpreted the way it is, sometimes intentionally and other times unwittingly by seeing what we want or wish to see. There are also...
by Gute Financial | Jul 21, 2022 | College Planning, Personal Finance
529 plans are valuable education savings tools – they allow you to invest after-tax dollars in an account that will grow tax-deferred and can be distributed tax-free for qualified expenses. However, it’s important to understand which expenses are qualified and which...
by Gute Financial | Jun 29, 2022 | Financial & Estate Planning
The federal tax system is not exactly straightforward. There are myriad deductions and credits, various tax brackets, additional payroll and Medicare surtaxes, and a slew of different categories to help us define our income … for tax purposes. You’d think there’d be...
by Gute Financial | Jun 14, 2022 | Financial & Estate Planning, Succession Planning
You’ve achieved a level of financial success that allows you to share your wealth with the ones you love. Of course, substantial inheritances are a generous gesture that also carry great responsibility. Having a series of conversations with your heirs – to openly...