by Peter Gutekunst | Mar 20, 2023 | Financial & Estate Planning, Personal Finance
If you receive a refund So you worked diligently with your tax preparer to complete your return, only to discover some of the fruits of last year’s labor will be coming back to you as a refund. So, what can you do with your bounty? Here are some possibilities: Start...
by Peter Gutekunst | Feb 24, 2023 | Financial & Estate Planning, Personal Finance
Passed in December 2022, the SECURE Act 2.0 includes a comprehensive set of provisions intended to help many Americans and employers with retirement saving. Many of its provisions are not detailed here, so please contact your financial advisor to see how this new...
by Gute Financial | Dec 16, 2022 | Financial & Estate Planning, Personal Finance
The latest adjustment snaps a four-month run of 75 bps interest rate increases by the Fed. As expected, the Federal Reserve (Fed) increased the federal funds rate by 50 basis points (bps). Fed officials reiterated its commitment to bringing inflation down to its 2%...
by Gute Financial | Nov 21, 2022 | Financial & Estate Planning, Personal Finance
For many of us, the end-of-year holidays are a time to connect with loved ones, make family memories and give back to the charities that mean the most to us. It’s often an appropriate time to get your portfolio in shape and diversify where necessary as well. Consider...
by Gute Financial | Nov 9, 2022 | Financial & Estate Planning, Personal Finance
While keeping in mind your long-term investment goals, meet with your advisor and coordinate with your tax professional to examine nuances and changes that could impact your typical year-end planning. Mind Your RMDs Be thoughtful about required minimum distributions...
by Gute Financial | Jul 21, 2022 | College Planning, Personal Finance
529 plans are valuable education savings tools – they allow you to invest after-tax dollars in an account that will grow tax-deferred and can be distributed tax-free for qualified expenses. However, it’s important to understand which expenses are qualified and which...