by Gute Financial | May 31, 2022 | Financial & Estate Planning, Independent Women, Personal Finance, Retirement Planning
A long-retired Army nurse, Nina, was living alone in the home that she and her husband bought when they retired to Florida some 40 years prior. Over time, she found herself driving less often, sometimes skipping Sunday service and ending her 30-year run as a museum...
by Peter Gutekunst | Apr 7, 2022 | Financial & Estate Planning, Personal Finance, Retirement Planning
The retirement of your dreams usually isn’t the smoothest ride to begin with, but there are some common mistakes that can deter you more than expected. Here are 10 of the mistakes that we see the most that you should be avoiding. ...
by Gute Financial | Mar 28, 2022 | Financial & Estate Planning, Personal Finance
Keep these strategies and considerations in mind. To ensure that tax liabilities aren’t deferred indefinitely, investors are obligated by the IRS to take required minimum distributions (RMDs) from most retirement accounts. For those born after June 30, 1949, RMDs...
by Peter Gutekunst | Mar 16, 2022 | Financial & Estate Planning, Personal Finance
Few things in life are as rewarding…and expensive as having a child is. In fact, according to the 2015 Expenditures on Children by Families report, the average cost of raising a child through age 17 is $233,610.[1] With inflation, that’s over $250,000 now....
by Peter Gutekunst | Aug 17, 2021 | Personal Finance
When evaluating your budget or trying to find ways to cut your monthly bills, you may look over your high car insurance payment as an inevitable expense. There are many variables that factor into your premiums such as hits to your driving record, points on your...
by Peter Gutekunst | Aug 10, 2021 | Financial & Estate Planning, Personal Finance
Getting a mortgage is one of the largest and possibly most important investments you make in your lifetime. As such, it has the ability to help you build equity and reach new financial goals. The pace at which you do so may ultimately be quickened if you...